Lock:

Tennessee (-3) over JACKSONVILLE: The Jaguars have certainly gotten a lot better since last year, but they are not good enough to beat the unbeaten yet.

GIANTS (-7) over Ravens: In a game where the best offense in the NFL takes on the best defense in the NFL, I’d pick offense any day.

CAROLINA (-14) over Detroit: Detroit is winless. ‘Nuff said. There is nothing surprising the Lions can pull out of their sleeves, especially when taking on the Panthers.

INDIANAPOLIS (-8) over Houston: Tony Dungy is the kind of guy who doesn’t get comfortable with the fact that he is playing against the Texans, who he has a 12-1 record against. The Colts are giving it their all, and with Peyton Manning at the forefront, the Texans won’t be able to hold their own.